Alternative credit with no risk to you

Open up more opportunities for customers to shop without the hassle of chargebacks for you
Enterprise Sales Team

Dedicated Payment Experts

Trusted by top performing companies that think bigger than just transactions

More credit, more ways to shop online or in-store

Easy applications and at no risk to your business
RCS, South Africa’s leading store card, offers next-day payments, flexible repayment options, enhanced security, and boosts sales effortlessly.
Fees:
3.50% + R1.50 per transaction
Increased Sales
Zero-deposit BNPL drives higher conversions and bigger basket sizes by making purchases more accessible.
Next-Day Payments
Merchants receive payments promptly, boosting cash flow.
Flexible repayment options
Consumers have the option of flexible repayment plans.
Enhanced security
Secure transactions with free SMS notifications for purchases.
Mobicred is a secure credit solution for online shopping, enabling bigger purchases, eliminating chargebacks, and simplifying refunds via Peach Payments.
Fees:
3.50% + R1.50 per transaction
The customer wins
No card necessary – customers access their Mobicred credit with a login and OTPs
Less hassle
Removes the hassles of chargebacks, while refunds are processed through Peach Payments’ integration. Once their payment is settled, customers can access the credit again.
Revolving credit
Give your customers access to up to R50 000 credit. This encourages customers to make larger purchases that they can pay off over time
Reduced risk
Customers are credit scored by Mobicred, with no default risk to your business. Your payments are received in full upon purchase

Features that help you Think Bigger
than just payments

The Complete Ecommerce Toolkit

We bring together everything you need to build websites and apps that accept
payments, bill recurrently, send payouts efficiently, and everything in between.

How does it work?
3 Step Process
Apply online
Your customer will complete a simple online one-page credit application form and get an instant response.
Accept terms and conditions
Accept terms and conditions and get a credit limit.
Submit documents
Your customer will upload or email their documents to complete the application process. Then the shopping may commence!

Think bigger

than justAlternative Credit
Scale with Peach
Learn how we help scale some of Africa's most exciting businesses

Business tips, case studies, interviews with online store owners and business trends…

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# PeachFriday Merchant Deals 2025

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Payments 101: Chargebacks won't disappear. Here is a guide on how to manage them. Chargebacks aren’t simply refunds wrapped in admin. They’re a formal, bank-led reversal of a card payment after a customer disputes a transaction.

Four Black Friday payment realities for merchants

Discover the four Black Friday payment realities Enterprise merchants need to consider to build trust with customers and grow revenue with help from a world-class payment gateway.

What are Direct Merchant Accounts (ISO) versus Aggregation Accounts?

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What Is 3RI? Everthing you need to know about Requestor-Initiated Authentication

Payments 101: Why 3RI is set to change recurring transactions, subscription renewal, installment payment, or delayed shipping charges.

Highlights from the 2025 World Wide Worx Online Retail Report

The 2025 World Wide Worx report, sponsored by Peach Payments, Mastercard and AskAfrika, reveals that convenience is now the benchmark, trust is the currency and payments are the bridge.

What is Interchange? Everything you need to know about interchange fees

Payments 101 : A clear guide for SA merchants on fee flows. Interchange fees can feel like a complex part of the payments world, but they're a big deal for any business that accepts card payments.

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The API integration process was one of the smoothest they had experienced, completed by an engineer in just two to three days. With 50-55% cost savings, Cadana Pay significantly reduced costs by switching to Peach Payments.

Peach Payments announces real-time clearance Payouts

The new payouts solution lets merchants top up their float and make disbursements to merchants and recipients in just minutes, through either a single API or through the Peach Payments dashboard.

Peach Payments x MoneyBadger partnership goes live

From light fittings and spades to groceries and tickets, Bitcoin-savvy consumers are keen to spend their crypto

Peach Payments launches enterprise-level POS terminal

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iTickets x Peach Payments Point of Sale

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Peach Payments x Digicape: Powering Premium Apple Experiences with Seamless Payments

By partnering with Peach Payments, Digicape transformed its payment infrastructure into a strategic asset, driving significant growth, enhancing operational efficiency, and providing a better experience for their valued customers.

Peach Payments acquires West-African payments gateway PayDunya

Peach Payments expands into six West African countries representing an exciting chapter in their journey to build a truly pan-African payment ecosystem.

The Battle for Card Security

How Your Payment Integration Defines Your PCI DSS Scope

Navigating International Transactions

Understanding Dynamic Currency Conversion (DCC) and Multi-Currency Pricing (MCP)

Seize the Sale with Buy Now, Pay Later

Discover how South Africans are embracing BNPL, and merchants are reaping the rewards.

2024 Wrapped: A Year of Innovation and Growth at Peach Payments

Peach Payments is paving the way for a transformative 2025. From Pay by Bank to Embedded Checkout, explore how we revolutionised payments in 2024

RCS payment option now available through Peach Payments

RCS allows customers to make seamless online purchases with their card, enhancing the overall shopping experience

Peach Payments sees impressive growth this Black Friday Weekend

The Leisure & Entertainment industry grew its share of online sales over the four-day Black Friday weekend by 113% from last year

#PeachFriday Merchant Deals 2024

Check out the amazing Black Friday sales that some of our favourite stores are running!

Your Ultimate Guide to Payment Security for Black Friday

What You Need to Know About PCI DSS 4.x

Scaling with Peach Payments: Unveiling the Product Roadmap

Peach Payments' latest innovations and future plans, emphasising customer-centric solutions and trailblazing advancements in the African payments industry.

Scaling with Peach Payments: Revolutionising Reconciliation

Streamline your transaction reconciliation with Peach Payments' new Recon API, designed for speed, accuracy, and scalability in high-volume operations.

Scaling with Peach Payments: The Future of Payments

Learn how Peach Payments is leading the future of digital payments, by offering the top payment methods consumers are demanding today.

Scaling with Peach Payments: How Peach Payments is Keeping Your Business Safe

A Deep Dive into the Importance of Payment Security and How Peach Payments Ensures Robust Protection.

Scaling with Peach Payments: Insights from the Think Bigger Summit 2024

Discover the impactful journey of Peach Payments innovating payment solutions over the past 12 years, and future plans to empower businesses across Africa.

Peach Payments named Top 100 Fintech Startups by CB Insights

Learn how Peach Payments made the 2024 Top 100 Fintech Startups by CB Insights, recognised for innovation and excellence in financial technology

Peach Payments partners with Sukhiba for conversational commerce

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