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Buy now and Pay Later in easy instalments and at zero interest

Give customers a flexible way to pay, at no risk to you
Talk to Sales
Enterprise Sales Team

Dedicated Payment Experts

Trusted by top performing companies that think bigger than just transactions

Capitalize on off-peak periods

Change traditional sales cycles by giving your customers the flexibility they need. Let ‘Januworry’ be a thing of the past!
Boost your sales by offering shoppers interest-free, fee-free monthly instalments using their credit card.
Fees:
6.5% + R6 (4 instalments)
6M+ pre-approved shoppers
Gain access to over 6 million credit card holders – all instantly pre-approved to pay with Float.
Zero sign-up process
This reduces cart abandonment and boosts conversions.
Zero interest & fees
It’s all the perks of a credit card, but none of the cons. No interest, no fees, no extra credit – and no catch.
Longer repayment periods
Split credit card purchases into x4 interest-free, fee-free monthly instalments.
Offer customers the flexibility of 3 interest-free instalments, making shopping more convenient, accessible, and budget-friendly.
Fees:
4.75% + R2 + R1.50 per transaction
Reach
Access to Nedbank’s customer base of over 7 million
Speedy sign-up
Sign up to ZeroPay is almost instantaneous, so there are less abandoned carts
No fixed fees
Transaction fees are tailored to your business based on average basket size, transaction volume, and your e-commerce platform
Zero interest, all accessibility
Benefit from minimal risk as you receive full payment upfront, while we manage any missed payments on your behalf
Let customers buy now and pay later in four simple, zero-interest instalments, offering flexibility and convenience at checkout.
Fees:
5.25% + R4 + R1.50 per transaction
Pricing that adapts to your business
Payflex simply charges a per-transaction fee on successful transactions only
Immediate access
Customers apply for an account on the Payflex site and get instant approval
Covers your risk with FlexiAdvance
You receive full payment upfront—we handle missed payments, with no extra documentation or fees required
Flexible payments
Customers get access to four interest-free payments, allowing them to make bigger purchases
Give customers the freedom to shop now and split payments into two interest-free instalments with zero deposit for more affordable purchases.
Fees:
SME Package: 4,99% +R4 + *R1,50 | Enterprise Package: Volume-based rates
Increased Sales
Zero-deposit BNPL drives higher conversions and bigger basket sizes by making purchases more accessible.
Risk-Free Transactions
Happy Pay assumes the credit risk, ensuring merchants receive full payment upfront.
Fast & Seamless Approvals
Customers get approved in just 30 seconds, leading to quicker sales.
Zero-Deposit Advantage
Stand out with South Africa’s only zero-deposit BNPL solution.

Features that help you Think Bigger
than just payments

The Complete Ecommerce Toolkit

We bring together everything you need to build websites and apps that accept
payments, bill recurrently, send payouts efficiently, and everything in between.

Foreign Card Acceptance

Expand your business beyond borders and sell to the world. Seamlessly and securely accept credit and debit cards from anywhere.

Learn More

Multiple Payment Methods

Accept payments from users across the globe with Multiple payment methods so you always make the sale with the highest transaction success rates.

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Single Click & Recurring

Enable advanced one-click checkouts and subscription payments with our card storage feature, and benefit from predictable revenue.

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Support 365 Days

Our support team is available 365 days a year via phone and email to give you additional guidance to help grow your business.

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Free Daily Settlements

You can rest assured that your funds will reach your South African bank account the very next business day, automatically, and free of charge.

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Mobile-First Checkout

With more and more people shopping on their phones, our responsive widgets and native SDKs for iOS and Android ensure you are mobile-ready.

Learn More
How does it work?
3 Step Process
Select the preferred bnpl option
Your customer will select ZeroPay or Payflex at checkout
Easy signup
Each BNPL has an easy and instantaneous sign up option
Payment is processed
You receive full payment upfront

Think bigger

than justBnpl
Get Started
Scale with Peach
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What are you looking for?

Côte d'Ivoire
Mali
Burkina Faso
Togo
Benin
Dakar
Senegal
  • +221 77 673 86 31
  • [email protected]
  • VDN x Rte Aeroport, Lot 21, Ouest foire, Dakar, 2, Dakar, Dakar 10000
Moka
Mauritius
  • +230 215 8001
  • [email protected]
  • 1st Floor, The Trademark, 550, La Promenade, Telfair, 80829, Moka, Mauritius
Nairobi
Kenya
  • +254 203 893890
  • [email protected]
  • Room 2402, Regus, 24th Floor, Britam Tower Hospital Road Upper Hill Nairobi
Johannesburg
South Africa
  • +27 21 200 5877
  • [email protected]
  • 9th Floor, Atrium On 5th, 5th St, Sandhurst, Johannesburg, 2196
Cape Town
South Africa